A Report on Uttar Pradesh by Yash Singh

Child Labour and trafficking in Uttar Pradesh
Name: Yash Singh
State: Uttar Pradesh

Over 8 lakh children in India between the age group 5 and 6 years are engaged in child labour. A large percentage, over 5 lakhs of these children do not attend school. Majority of these kids are engaged in family-based employments.

Uttar Pradesh has the highest number of 2,50,672 children engaged in labour, followed by Bihar with 1,28,087 children and Maharashtra where the number stands at 82,847.

Komal Ganotra, director, policy, research and advocacy CRY says, “Early childhood lays the foundation of cognitive, physical, socio-emotional development. The Integrated Child Development Scheme (ICDS), which was introduced with the intent of providing a strong base to these children, is marred by limited reach as it covers only 50 per cent of this population. Thus, many children in this age group are seen accompanying their parents to their workplace or end up living with minimal care.

Situation Analysis (Census 2011)
 2% of the total working children in the World are from Uttar Pradesh.
 More than 21% of working children in the country are from Uttar Pradesh.
 10.1 million working children below the age of 14 in India, the share of U.P is 2.17 million.
 The work participation rates of children in the 5-9 age group is 3%.
 3% of the total workers in the State are children below the age of 14
 The work participation rates of children in the 10-14 age group, is 6%
 In Uttar Pradesh, there has been an increase of 13% in the number of Child Labourers in 2011 when compared to the 2001 census.

Efforts by State Government
 State Action Plan for Elimination of Child labour
 Quarterly Special drives for identification, Rescue and Rehabilitation of Child Labour in coordination with AHTU, ChildLine and Civil society organizations
 Conditional Cash Transfer Scheme for Child labour from Child headed families
 “Naya Savera” An initiative for Child Labour Free Villages in selected Child labour prone districts
 State and district level monitoring mechanism.
 Awareness and communication campaign.
 Corpus fund of Rs.10 Lakhs in each district for immediate relief in case of child bonded labour.
 46 districts covered under the National Child Labour Project.

Schemes for Underprivileged Section of the society

1. Pradhan Mantri Jeevan Jyoti Bima Yojana
This scheme is a one-year renewable life insurance plan. A life cover of Rs 2 lakh is provided at an annual premium of Rs 330 payable at the time of renewal of the plan. The premium will be deducted from the account holder’s savings bank account through ‘auto-debit’ facility.

Key Points:

 Income Tax benefits and exemptions will be available as per the income tax laws which are subject to change from time to time.
 If one wishes to exit the scheme at any point, she/he may join again in future by submitting a declaration of good health in the prescribed proforma.
 There is no maturity or surrender benefit under this plan.
 Account holder’s insurance will be terminated once she/he attains the age of 55
 Account can also be closed due to insufficiency of balance for debiting premium or if the bank shuts down

Eligibility Criteria: People aged between 18-50 who hold a savings account can apply for the scheme.

Where to apply: The form can be downloaded online and can be submitted to your bank. A few banks also offer SMS and net banking-based enrollment.

2. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (ABPMJAY)
It’s the world’s largest health insurance scheme, ABPMJAY was launched to cover ten crore, poor families, in urban and rural areas. It offers an insurance cover of Rs 5 lakh per family.

Key Points:
 The process is paperless and cashless in public hospitals
 Free treatment available at all public and private hospitals (listed by the government) in times of need.
 No limit on the age and size of the family
 The scheme covers all pre-existing conditions from the time the scheme comes into force.
 The insurance covers pre and post-hospitalization expenses.

Eligibility Criteria:
People from economically backward section including families with no adult members between 16 and 59, families with one disabled member, manual scavengers, tribal groups, ragpicker, beggar, domestic help, construction workers, sanitation workers, public transport drivers, waiters, peons, mechanic, etc.

3. Sukanya Samriddhi Yojana (SSY)
Part of the Beti Bachao, Beti Padhao Yojana, SSY aims to meet education and marriage related expenses of the girl child.

Key Points:

 Tax deduction benefits of up to Rs 1.5 lakh
 In one financial year, the minimum amount of Rs 1,000 and maximum Rs 1.5 lakh can be deposited.
 The parent or guardian will have to invest for 15 years from the date of account opening. Thereafter the account will continue to earn interest till maturity.
 If the girl wants, she can remove 50 per cent of the amount from the account after attaining the age of 18 years for higher education purposes.

Eligibility Criteria: Account can be opened only in the name of a girl child who is below the age of 10 at the time of opening of the account. Only two SSY accounts are permitted per family.

Where to apply: The application form can be obtained from a nearby post office or public/private bank.

4. National Social Assistance Programme (NSAP)
The NSAP is a social security scheme for the welfare of elderly, disabled, widows and families whose primary breadwinner has died. The scheme is supposed to fulfil article 41 of the Indian Constitution which directs the Centre and State governments to support unemployed, elderly, sick and disabled citizens.
Key Points: It comprises the following sub-schemes:

 Indira Gandhi National Old Age Pension Scheme (IGNOAPS): Monthly, the beneficiary gets Rs 200 up to 79 years and Rs 500 from once the beneficiary turns 80
 Indira Gandhi National Widow Pension Scheme: Widow (between 40-49) get Rs 200 from both State and Central government.
 Indira Gandhi National Disability Pension Scheme: An adult from BPL with an 80 per cent disability gets Rs 200 from both State and Central government.
 Annapurna Scheme: The beneficiary gets 10 kilos of food grains like rice and wheat every month.
 National Family Benefit Scheme: A BPL family is eligible to get a lump sum of Rs 20,000 in case the breadwinner (aged between 18-64) dies

Eligibility Criteria: People from Below Poverty Line families can avail the scheme.

5. Pradhan Mantri Jan Dhan Yojana (PMJDY)
This central scheme offers a platform for universal access to banking services, like a basic savings bank account, remittances facility, insurance and pension. As per the Government, of the total accounts opened, 60 per cent are in rural areas and 40 per cent in urban areas. Share of female account holders is about 51 per cent.

Key Points:

 There are no criteria for minimum balance
 Overdraft of Rs. 10,000 is available for one account per household, preferably lady of the household.
 4 per cent interest per annum on opening the account
 Accidental insurance cover of Rs 1 lakh
 Life insurance cover of Rs. 30,000

Eligibility Criteria: Anyone from the weaker section of the society. Minors below 10 can also avail the scheme provided a guardian is available to maintain the account.

Where to apply: Account can be opened in any bank branch or Business Correspondent (Bank Mitra) outlet.

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